The All Good Check.
Renting and saving? What if your pay stops?
Cover isn’t just for mortgages. Has anyone talked to you about income cover?
Free advice, paid by the insurer. No pressure.
Start your All Good Check.
- Free advice. I’m paid by the insurer, not by you.
- A quick intro call first, usually the same day.
- Then two video calls, wherever you are in NZ. Partners welcome.
How the All Good Check works.
Three easy chats. No jargon.
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A quick intro call.
I’ll give you a ring at the time you pick. We’ll have a quick chat about where you’re at and I’ll explain how it all works.
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Video call one: getting to know you.
Your work, your rent, your savings plans and any cover you’ve got through work or the bank. Partners welcome.
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Video call two: your options, explained.
I walk you through what I’d recommend and why, in plain English. If you want to go ahead, we can apply together right there. If not, that’s completely fine.
Worth knowing.
Things I end up explaining on most calls.
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Cover isn’t just for mortgages.
Income protection and trauma cover can help with rent and bills too, not just a home loan. Cover varies by policy.
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ACC covers accidents, not illness.
If an illness stops you working, ACC won’t cover your income. Cover varies by policy.
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Cover through work can have limits.
It’s a great start, but it’s often a set amount and can end when you change jobs.
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My advice is free.
I’m paid by the insurer. You won’t be charged for my advice, even if you decide not to take any cover.
Why me.
I’ve been on both sides of a claim.
Three weeks before I became an adviser, I lost my stepdad suddenly. His work had cover in place, and it kept my mum okay through an awful time. That’s why I do this, and why I keep it simple and real.
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I stay with you.
When you buy, your cover can change with you. I’ll be here for that, and at claim time.
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I keep it super simple.
No jargon. If I say something that doesn’t make sense, that’s on me. Ask away.
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No pressure.
You get my honest view. The decision is always yours, and "I need to think about it" is a perfectly good answer.
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Anywhere in NZ.
We do it all by phone and video, so you don’t need to take time off work.
Meet your adviser.
Hi, I’m Callie.
"A lot of people renting have never had anyone talk them through income cover. Everyone talks about your mortgage. I’d rather talk about the pay that’s getting you there."
Callie Coetzer Financial adviser, All Good Financial Services
From the first call to claim time, you deal with me.
Fair questions.
Ask me anything else on the call.
I don’t own a home yet. Is this for me?
Yes. Cover isn’t just for mortgages. If your pay stopped, the rent and the savings plan would still need looking after. That’s what we’ll talk about.
Is it really free?
Yes. I’m paid by the insurer if you take out cover, so my advice doesn’t cost you anything. If you decide not to go ahead, you still won’t pay a thing.
I’ll explain exactly how I’m paid before you decide anything.
I’ve got some cover through work. Do I need more?
Maybe, maybe not. I can look at what you’ve got through work and explain it in plain English, then you can decide.
Will you push me into something?
No. I’ll tell you what I think and why. What you do with it is up to you.
Can my partner join?
Absolutely. If you’re saving together, it helps to have you both on the call.
Why don’t you ask about my health here?
Health questions are personal, so I’d rather go through them with you on a call than on a form.
Let’s have a chat.
Keep the plan on track, whatever happens.
Start your All Good Check. Free advice, paid by the insurer, and no pressure to do anything afterwards.
GET MY ALL GOOD CHECK