The All Good Check.
Still putting off sorting your cover?
It doesn’t have to be complicated. Let me make it easy.

Free advice, paid by the insurer. No pressure.
Start your All Good Check.
- Free advice. I’m paid by the insurer, not by you.
- A quick intro call first, usually the same day.
- Then two video calls, wherever you are in NZ. Partners welcome.
How the All Good Check works.
Three easy chats. No jargon.
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A quick intro call.
I’ll give you a ring at the time you pick. We’ll have a quick chat about where you’re at and I’ll explain how it all works.
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Video call one: getting to know you.
Your family, your home, your work and any cover you’ve already got. Bring your partner along, I’d love to meet them.
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Video call two: your options, explained.
I walk you through what I’d recommend and why, in plain English. If you want to go ahead, we can apply together right there. If not, that’s completely fine.
Worth knowing.
Things I end up explaining on most calls.
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ACC covers accidents, not illness.
If an illness stops you working, ACC won’t cover your income. That’s where income protection can come in. Cover varies by policy.
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Cover through work can have limits.
It’s a great start, but it’s often a set amount and can end when you change jobs.
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Life cover isn’t the only option.
Trauma cover and income protection are there for while you’re still here. Cover varies by policy.
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My advice is free.
I’m paid by the insurer. You won’t be charged for my advice, even if you decide not to take any cover.
Why me.
I’ve been on both sides of a claim.
Three weeks before I became an adviser, I lost my stepdad suddenly. His work had cover in place, and it kept my mum okay through an awful time. That’s why I do this, and why I keep it simple and real.
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I stay with you.
Reviews, questions and help at claim time. You won’t get passed around.
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I keep it super simple.
No jargon. If I say something that doesn’t make sense, that’s on me. Ask away.
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No pressure.
You get my honest view. The decision is always yours, and "I need to think about it" is a perfectly good answer.
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Anywhere in NZ.
We do it all by phone and video, so the couch is fine. Little ones at home? We’ll work around them.

Meet your adviser.
Hi, I’m Callie.
"Most people I talk to know they should sort their cover. It’s just been sitting on next month’s to-do list because it feels complicated. My job is to make it super simple."
Callie Coetzer Financial adviser, All Good Financial Services
From the first call to claim time, you deal with me.
Fair questions.
Ask me anything else on the call.
Is it really free?
Yes. I’m paid by the insurer if you take out cover, so my advice doesn’t cost you anything. If you decide not to go ahead, you still won’t pay a thing.
I’ll explain exactly how I’m paid before you decide anything.
Can my partner join?
Absolutely, and I’d love them to. Cover decisions are usually made together, so it helps to have you both on the call.
Do we have to do it on video?
The first chat is a quick phone call. The next two are video calls, so we can do it from anywhere in NZ. Kids running around in the background? Totally fine.
Will you push me into something?
No. I’ll tell you what I think and why. What you do with it is up to you.
What if we already have cover?
Great. I can look at what you’ve got and explain it in plain English. Sometimes it’s all good as it is, and I’ll tell you if it is.
Why don’t you ask about my health here?
Health questions are personal, so I’d rather go through them with you on a call than on a form.
Let’s have a chat.
Off the to-do list, sorted with someone in your corner.
Start your All Good Check. Free advice, paid by the insurer, and no pressure to do anything afterwards.
GET MY ALL GOOD CHECK